Jia Finance (HK) Limited

Jia Finance is a Hong Kong-based FinTech startup with its parent company in the United States. The company provides mortgages to non-resident foreigners purchasing residential real estate in the United States with a digital and client-centric approach. Unlike other lenders, it takes an asset-based approach to underwriting and uses the latest data analysis technology, artificial intelligence (AI) and identity verification to quickly make underwriting decisions.
Jia’s initial focus is to target buyers from Asia who are the key drivers of non-resident real estate purchasers in the United States. The company is using a digital approach to shorten the process to only 30 days.
Hong Kong is the company’s management headquarters. It plans to expand its technical team focused on data analysis, AI and blockchain in Hong Kong.